Santa Rosa Debt Consolidation Attorney Shows You the Road to Financial Freedom
California residents file for Chapter 13 reorganization bankruptcy for many reasons: they do not pass the "means test" for a Chapter 7; they have filed for Chapter 7 during the last 8 years; they wish to strip a second mortgage off their residence; or they want to pay tax debts without further interest, under bankruptcy protection.
If you think that a Chapter 13 bankruptcy filing could protect you, you should contact the founder of our Law Offices of Brian Barta in Santa Rosa. He has helped Sonoma families to obtain practical, lasting debt relief through Chapter 13 bankruptcy for 20 years.
Brian Barta has personally handled thousands of bankruptcy cases since 1991. He works hard to help you through the bankruptcy legal process in the most efficient, painless way possible. He is never judgmental. He knows that serious debt can happen to anyone.
At your free initial consultation, our skilled California bankruptcy lawyer will introduce you to the Chapter 13 legal process, its comfortable three-to-five-year debt repayment plan and how the "automatic stay" can put many of your problems behind you.
If you have large debts from illness, injury, divorce or long-term unemployment, Chapter 7 will promote your "fresh start." For someone with a stable income but debt that has become unmanageable, Chapter 13's reorganization protections might be the appropriate solution.
Which consumer bankruptcy approach is right for you and your family? Talk to experienced bankruptcy lawyer Brian Barta. He can analyze your financial situation, describe your options in clear terms and help you find debt relief.
Contact us by e-mail or call 707-623-1175 to schedule a free initial consultation.
Helping Sonoma Families for 20 Years — Brian Barta Can Help You Too
Chapter 13 is a debt reorganization strategy arranged according to your income and expenses. Repayment of debt is worked out over a three-to-five-year period, during which you repay the debts according to your means, and whatever debt remains will be discharged.
Meanwhile, the automatic stay of Chapter 13 stops:
- Foreclosure
- Motor vehicle repossession
- Wage garnishment
- Creditor harassment
- Bank levies
In other words, a bankruptcy filing enables you to regain control of your life. Chapter 13 bankruptcy protection will put a stop to collections calls and lawsuits, repossessions and evictions. Unsecured debts related to credit card use and medical bills are discharged, but you retain your home, your motor vehicles and your personal possessions.
The peace of mind your family needs is waiting for you right now — at the Law Offices of Brian Barta. We look forward to meeting you, and to serving you in any way we can.
Contact Us
For a free initial consultation with Sonoma County Chapter 13 bankruptcy attorney Brian Barta, call toll free: 888-350-9821. Our office hours are Monday through Friday from 8 a.m. to 5 p.m. Evening and weekend hours are available by appointment. Se habla español.
