20 Years of Bankruptcy Law Legal Assistance in California
Often, people see bankruptcy as a debt-reduction solution that sacrifices their credit rating. Bankruptcy protection, though, does not lead to a lack of borrowing opportunities in all situations. For example:
- People who stay current on existing home, car and other loans can often obtain car dealership, home loan and government-sponsored loans within three years of completing their bankruptcy.
- Lenders are often willing to extend credit within months of the discharge of debt through bankruptcy. Why? Because they know that 1) debt has been eliminated, and 2) the person in question cannot file for bankruptcy again for eight years. Potential lenders see you as a debt-free borrower who is a good credit risk.
Contact the Law Offices of Brian Barta to learn more about credit opportunities after bankruptcy. Call 707-623-1175 or 888-350-9821.
Regarding credit and credit scores, consumers tend to mix their feelings in with their impression of whether they are a good credit risk. Corporations, though, are not people. They don't wonder whether you are good or bad. They are simply looking for good credit risks and for borrowers they can collect from.
Lenders know that you are in a better position to stay current on new debt after bankruptcy than before. The lender also knows you cannot file bankruptcy again for eight years. For these reasons, rebuilding your credit after bankruptcy is much easier than generally believed.
At the Law Offices of Brian Barta, we can help you find a bankruptcy option that balances your need to reduce debt with your need to protect and rebuild your credit rating. We have worked with thousands of individuals and families facing financial challenges in California and can provide the knowledgeable legal assistance you need.
You do not have to wait to enjoy a fresh start. Contact our office today for a free consultation.
Contact Us
Our office is open Monday through Friday from 8 a.m. to 5 p.m., and we offer evening and weekend appointments. We also charge reasonable rates, offer easy-payment plans and are located near free and convenient parking. To contact a California bankruptcy lawyer about rebuilding credit after bankruptcy, call 707-623-1175 or 888-350-9821. Se habla español.
